Members of the OBKA are also members of the BBKA and through them automatically have insurance.
This insurance is provided by both the BBKA itself and through Bee Diseases Insurance (BDI). Their Scheme A (see below) covers loss from notifiable diseases under the Bee Diseases Control Order 1982 for up to three hives; additional hives must be covered for a small extra premium.
Beekeepers with 40 or more colonies have to insure under a separate scheme (BDI Scheme B), and should contact BDI directly to register under Scheme B.
BDI Scheme A
This insurance only covers the equipment that a beekeeper uses for managing bee colonies and any saleable honey that has to be destroyed. No consequential losses or associated costs of replacement are covered.
Both European Foul Brood (EFB) and American Foul Brood (AFB) are covered by BDI. Property destroyed under The Bees Act 1980 and The Bee Diseases and Pests Control (England) Order 2006 and The Bee Diseases and Pests Control (Wales) Order 2006, or any similar order in force at the time, by a Bee Inspector appointed by the Animal and Plant Health Agency (APHA).
THE BBKA INSURANCE COVERS:
- Public Liability: cover is up to a limit of £10 million for any one incident against action arising from members’ beekeeping activities. Further details of the BBKA Public Liability Insurance can be found here on the BBKA website including a downloadable FAQ.
- Product Liability: members are covered to a limit of £10 million in any one year and any one incident. This covers claims arising from the provision of beekeeping products.
- All Risks Insurance: BBKA have arranged a scheme with Buckland Harvester to cover in essence BBKA Members’ beekeeping equipment. Further details of the scheme can be found on the BBKA website here.